The mortgage does not pause
Can your family afford the mortgage without you?
Mortgage protection can help cover mortgage payments if death, serious illness, or disability occurs, depending on the type of policy.
Keeps your house from getting foreclosed
Keeps your family in the house
Gives loved ones time to decide
FAQ
Mortgage protection questions
Is mortgage protection the same as homeowners insurance?+
No. Homeowners insurance protects the property from certain covered losses. Mortgage protection is usually life insurance designed to help your family handle the mortgage if you pass away.
Does the money have to be used for the mortgage?+
In many life insurance policies, the death benefit is paid to the beneficiary, who can use it based on the family’s needs. That may include the mortgage, bills, final expenses, or other responsibilities.
How much coverage should I consider?+
A common starting point is your mortgage balance, but your income, other debts, children, savings, and monthly household expenses may also matter.
Can I compare mortgage protection with other life insurance?+
Yes. Mortgage protection is a planning goal, not always a separate product. You can compare term life, whole life, or other options depending on your needs.
Protect the home your family depends on.
Answer a few quick questions and a licensed agent will help review available mortgage protection options.
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